Compound effect and habits
In the stock market, there is an effect known as compound interest. In a nutshell it works like this: when you invest 100$ with a an yearly return of 10%, after the first year you will have 110$. However after the second year you will have 121$ (so a growth of 11$ compared to 10$ from the first year). After third year you will have 133.1$, 146.41$ after fourth and eventually, after 10 years you will have 259.37$ an additional 159.37$.